Workplace injuries are common, and they can be caused by different factors. When you are injured at work, your employer is responsible for compensating you for your injuries. Legally, every employer is required to get workers’ compensation insurance to protect employees against injuries.
In all cases, the employer is responsible for handling the compensation claim process. Read on to learn what your employer should do when you are injured while working.
When you are injured at work, your immediate supervisor should provide first aid and other relevant medical treatment immediately. The employer can call an ambulance so that you can visit a doctor for further treatment.
The healthcare provider that you visit must be authorized by the workers’ compensation board. Employers must notify all their employees about the network of healthcare providers and pharmacies that they can visit to obtain treatment after an injury.
The employer pays all the costs for the medical services that you get for your injuries. The healthcare providers may request the injured employees to sign form A-9 to notify the injured parties that they may be required to pay for the medical bills.
In some cases, the workers’ compensation board or the insurance company may dispute the claim, and this is when the injured employee is requested to pay for the medication provided. If the employee fails to pursue the claim, they may also be asked to pay for the treatment they received.
Write a Report
After an accident at work, you must report it to your supervisor immediately, and it should be recorded in the accident book. The supervisor should also conduct investigations to establish the cause of the accident and obtain other details that can help solve the compensation claim.
Your employer will also provide you with the workers’ compensation Form C-3 that you must complete. The employer then mails the form to the nearest office of the Workers’ Compensation Board that is responsible for processing your benefits.
An employee who fails to notify the supervisor of the accident within 30 days of the incident may lose their right to workers’ compensation benefits. The employer should also file a worker’s compensation claim with the respective board within a certain period. If the employer fails to file a claim on time, the victim may lose their benefits.
Consult Your Attorney
It is vital to know your legal rights and the benefits that you can get when you are hurt at work. You can do this by consulting your workers’ compensation attorney. In North Carolina, every employer is required to have workers’ compensation insurance to protect the employees when they are injured on the job.
However, this might not be the case in some instances when the insurance companies offer little compensation to injured workers. When faced with such a predicament, you need to hire a workers’ compensation lawyer in North Carolina to handle your case so that you can get the compensation you deserve. Experienced attorneys know how to negotiate with insurance companies to help you get a fair settlement.
File a Claim
Employees rarely file injury lawsuits when they are hurt at work since the employer is responsible for handling the claim process. Your employer should forward the claim forms that you complete to the workers’ compensation board that reviews your case to process the benefits that you should get for your injuries. The board works closely with the insurance company involved to process the settlement that you should get.
Determine a Return Date to Work
Your employer should assess your medical reports and your condition to determine if you are fit to return to work. Depending on the severity of your injuries, it may take time before you return to work after an accident. If you suffer permanent injuries or any form of disability, you would be entitled to get compensation for that. Your employer should process the payment.
Workplace injuries are common, and they affect the employees in different ways. However, the good thing is that every employer should have workers’ compensation insurance to protect the workers against workplace injuries and other related illnesses. If you are injured at work, the employer is responsible for handling the case so that you get the benefits you deserve for your injuries.
When you report the accident to your supervisor, you are given a workers’ compensation claim form that you should complete to facilitate the processing of your settlement. In most cases, the employees rarely file lawsuits against their employers since workers’ insurance is specifically designed for that purpose.
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